Breakfast, Paperwork, and $26K

Today was the first day working on my goals. I ate breakfast: yogurt, granola, strawberries, blueberries a little honey, raisins, craisins, slivered almonds, and a teeny bit of brown sugar. Later I had a banana and lunch was a salad I ate 60% of. We had an ice cream social today and boy, I didn't hold back. Ice cream is a weakness. For dinner I had buffalo chicken dip with scoops tortilla chips, then a Jello pudding for a snack later. Didn't walk today but I should have -- it was a beautiful evening. I did spend a lot of time watching TV while I filled out the paperwork that Baptist sent me -- it's lengthy! I am 100% sure that I will be referred for a sleep study -- I'm sure I have sleep apnea, but I really don't want to wear one of those CPAP machines like Rich. I just see them as being so uncomfortable. It was my best friend Michelle's idea to buy an outfit I will wear somewhere down the road. I was thinking of what I'd want to wear and I really love the idea of a semi-form fitting work dress with high boots, a scarf...size 12 preferably. :) I'm not sure I'm ready to buy it yet -- and certainly not from online -- I really want to SEE it in person and know it is meant for me. I'm afraid to buy anymore shoes at this point (although I have a pair coming in the mail as I type) because I heard my shoe size may change. Boo! Hiss! I have dozens of shoes and would be very sad if I couldn't wear most of them. But oh well! I am so tempted to pay off debt with the $26K sitting in my savings account. I am doing a lot of "what if" thinking and what if I don't get approved for surgery? Then I won't have the money to pay for it on my own if I send it to different loans and creditors now. But then if I go ahead and pay down a shitload of debt, I will look a lot better to NFCU in 6 months if I have to apply for a $26K loan, right? Rich thinks that amount for a signature loan is steep with my salary, but why would they have just given me $12,500 if they didn't think I could pay the loan? And to be honest, that new loan will be really stretching me. I think I'm talking myself into it, but hating to lose my "safety net". I've NEVER had that much money sitting in my savings!